Office of Medical Education

Primary Care Student Loan Program

The Primary Care Loan (PCL) Program is federally funded. Primary Care is defined as Family Medicine, General Internal Medicine, General Pediatrics, or a specialty in Preventive Medicine/Public Health. Recipients must agree to:

• enter and complete a residency program in Primary Care within 4 years following completion of residency training; and
• practice in primary care until the loan is repaid in full (10 years with extension at the discretion of the school)

Based on compliance, the interest rate is 5% (paid by the federal government) during in-school and approved deferment periods. In the case of non-compliance with the PCL agreement, the interest will be 7%, beginning on the date of non-compliance.

All recipients must demonstrate financial need for PCL awards and the amount of the award is dependent on annual available funds.

For more information, visit the web site of the U.S. Dept. of Health & Human Services.