Office of Medical Education

Debt Management Websites

The Student Financial Aid Office provides on-going debt management counseling to students throughout their enrollment in medical school. Students have access at all time to their total student loan debt and projected monthly payment information.

Helpful Web sites:

Debt Management
salliemae.com/plan (Education Investment Planner) *NEW

Financial Means
http://www.financialmeans.com/web/uky/home

FICO (credit) Score
www.annualcreditreport.com (request a Credit Report)
https://www.quizzle.com/what-is-quizzle/free-credit-report
https://www.creditkarma.com/preview/score
https://www.optoutprescreen.com/?rf=t (manage your credit by opting out of receiving pre-approval offers)
888-567-8688 by calling the listed telephone number, you will opt out of the credit bureaus selling your profile to credit companies for 5 years. When you opt out, your credit report will have a statement that reads "File Blocked for Promotional Purposes."

Disputing your credit report
http://content.truecredit.com/sites/LearningCenter/disputing/guideToDisputing.page

Find Your Federal Loans
http://www.nslds.ed.gov/nslds_SA/

Financial Aid Calculators
http://www.finaid.org/calculators

Income Based Repayment (IBR)
http://www.ibrinfo.org/calculator.php
http://www.aamc.org/programs/first/facts/incomebased.pdf
IBR Q & A

Public Service Loan Forgiveness (PSLF)
http://studentaid.ed.gov/PORTALSWebApp/students/english/PSF.jsp
Checklist for Public Service Loan Forgiveness
Application for Public Service Loan Forgiveness

Tax Benefits for Education (IRS Publication 970)
http://www.irs.gov/publications/p970/index.html

Top of Page